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Do I get to keep my vehicle?
Yes, you get to keep you car! We just keep the title. That’s how auto title loans work. You use your car’s title for the collateral of your loan and the lender keeps the title until your loan is repaid in full.
What is required to be approved for a title loan?
To be approved for a title loan with Big Car Title Loans San Diego, you must be at least 18 years old and have the following:
- A car that you own outright
- Lien-free car title
- Proof of income and insurance
- A government-issued ID
- You do not need good credit.
How much time can it take to obtain the funds after I am approved?
With Big Car Title Loans San Diego, you can get the cash you need in as little as 24 hours. Sometimes sooner! Make sure you bring the required items when you apply for your title loan and you’ll have the cash you need before you know it.
I have a weak credit background. Am I still a candidate?
Yes, definitely! There isn’t any need to have a great credit score whatsoever to obtain an auto title loan in San Diego. We use your car title as collateral to secure the loan, so credit is not a deciding factor.
Are there any pre-payment penalties?
Big Car Title Loans San Diego does not charge a pre-payment penalty. In fact, we encourage customers to pay off their title loans sooner if possible.
What is the normal loan duration?
This is based on your individual needs, depending on how much you borrow and your income. However the max loan is usually 36 months long.
Can I get approved if I am on unemployment?
Yes, as long as your income is greater than $1200 per month, you can apply for our San Diego title loans. You don’t have to be employed, just have a steady income. This income could come from disability, social security, etc.
What happens if I have an existing loan?